期刊论文

Tong, J

英文

Finance Research Letters

1544-6123

2024

66

105715

10.1016/j.frl.2024.105715

CRediT authorship contribution statement Zhiyi Zhou: Conceptualization, Data curation, Formal analysis. Jing Tong: Conceptualization, Data curation, acquisition, Supervision, Validation, Visualization, Project administration. Haoyang Lu: Methodology, Software, Formal analysis. Shouyi Luo: Conceptualization, Data curation, Methodology, Formal analysis. This work was supported by the scientific research project funded by Hunan Provincial Department of Education “With Dual Carbon Targets Impact of Industrial Structure Rationalization and Upgrading on Well-Being Performance of Carbon Emissions” (Grant No.: 23A0221).

本校为第一且通讯机构

This paper investigates the impact of green credit on the performance and risk of Chinese commercial banks, and also explores the impact of green technology on this mechanism. The results show that for all banks, green loan balances have a significantly negative impact on net profit. While for large, small and medium sized banks, it also reduces and increases bank insolvency risk respectively. Therefore, our findings suggest that the standard mechanism for measuring the benefits of green credit should be improved and the regulatory mechanism for green credit should be strengthened. This paper ...