Based on the study of changes in internal and external environments facing China's commercial banks under the " New Norm " perception, in this work, we select an appropriate income model to conduct empirical analysis for the actual situation. With the income model, the empirical analysis based on commercial banks in China focuses on establishing the relationships between net income and the rate of bad debts, index and the economic growth from a macroeconomic perspective, with which operational risks are analyzed and the amount of venture capital is calculated. It is shown that to some extend t...
