Peer-to-Peer lending is a kind of newly developing private lending by way of network. With participation of Peer-to-Peer lending platform,lending is not limited to traditional mode,but includes four different modes,which include mode of autonomous transaction,mode of assignment of debt,mode of platform / organization assurance and mode of capital pool. In different modes,lending platform plays different roles,including intermediate service,insurance service,lending service and commissioning service,and undertakes different legal liabilities. The supervision of Peer-to-Peer lending shall not de...