期刊论文

Impact Factors on Market Value of Listed Banks

中文

财经理论与实践

1003-7217

2009

30

4

19-21

10.3969/j.issn.1003-7217.2009.04.004

本校为第一机构

运用杜邦财务体系，选用贷款、存款、手续费收入、不良贷款率、流通股份等指标，引入Feltham—Ohlson估值模型对银行类上市公司进行实证分析，实证结果显示，传统存贷款业务的利润差仍然是中国上市银行的利润和价值来源，不良贷款率对银行价值有负面影响，该指标在中国由于政策因素的影响并不显著。

Using Dupont system, selecting loan, deposit, commission charge, non - performing loans＇ rate, circulate share as indexes, the paper makes an empirical analysis of listed banks＇ market value by Feltham- Ohlson model. The results show that the deposit interest rate differential is the main source of banks＇ profit. And non - performing loans have negative impact on ba...